# Online payments setup (Stripe, GoCardless, PayPal)

> Online payments setup (Stripe, GoCardless, PayPal) at ellul.ai: £649, a fixed price agreed in writing before work starts, never charged by the hour. A business still chasing bank transfers.

- Price: £649 (one-off)
- Time: 3 to 5 days
- Page: https://ellul.ai/services/online-payments-setup

## What is included
- Card, wallet and Direct Debit payments on your site or invoices
- Payment links and recurring billing if you need them
- Every payment recorded in your accounts or CRM
- Accounts in your name: provider fees paid by you, at cost

## What other providers charge
Other providers publish a median of £655 across 5 comparable prices (middle half £224.25 to £1,290). Every price with its source: https://ellul.ai/services/online-payments-setup/readings.json

## How many people are asking for it
430 posts on Reddit asked to hire someone for online payments setup (Stripe, GoCardless, PayPal) between November 2025 and November 2026, 113 of them in the last 90 days, most on r/freelance_forhire, r/forhire, r/woocommerce.

## Paid separately, at cost
- Card, wallet and Direct Debit transaction fees, paid to each provider
- Any billing or invoicing add-on fees the provider charges

## What the buyer supplies
- ID and business details for each provider's checks
- A business bank account for payouts
- Access to your website, invoicing or accounts software

## What the price does not cover
- Stripe, GoCardless and PayPal each decide whether to approve your account
- We never hold or receive your customers' money
- Disputes and chargebacks are handled between you and the provider

## Rules that apply
- Since 13 January 2018 UK law bars a payee from charging a payer any fee for paying by card unless it is a commercial card, and caps other payment surcharges at the payee's own cost. Source: [Consumer Rights (Payment Surcharges) Regulations 2012, regulation 6A](https://www.legislation.gov.uk/uksi/2012/3110/regulation/6A)
- Under the Direct Debit Guarantee, payers are told of changes to amount, date or frequency, normally 10 working days ahead, get a full and immediate refund for an error, and can cancel at any time. Source: [Direct Debit: The Direct Debit Guarantee](https://www.directdebit.co.uk/direct-debit-explained/direct-debit-guarantee/)

## A cheaper way to do it
- Stripe Payment Links create a full payment page in a few clicks with no code, for one-off, recurring or pay-what-you-want payments. Source: [Stripe Payment Links](https://stripe.com/gb/payments/payment-links)

Get a written fixed quote: https://ellul.ai/services/online-payments-setup#quote